Explore our accounts
Discover savings options designed to help you reach what matters most.
Earn maximum interest on every dollar
$0/monthly fee
Helps you save towards your financial goals
$0/monthly fee
Earn interest on your registered deposits
$0/monthly fee
Get closer to owning your dream home
$0/monthly fee
Benefits & Features
Access your account anytime with online or mobile banking—day or night.
Stay in the loop with instant account activity alerts. Pick the ones you want and turn them off whenever you like.
Every time you use your debit card, BIGChange® rounds your purchase to the nearest dollar.
Transactions over what the monthly package allows, ATM transactions not via THE EXCHANGE® and ACCULINK® networks, and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.
switching banks
A fresh start without the fuss. Easily transfer all your pre-authorized payments and deposits from other financial institutions to your new Envision Financial account with clickSWITCH®.
Expert advice
Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.
We can help. Call us at 1-888-597-6083, our advisors are happy to help you find the right solution. To see how our accounts compare with accounts at other financial institutions, use the Financial Consumer Agency of Canada Account Comparison Tool.
Speak to an advisor or at the branch
Monday to Friday: 8 AM - 8 PM
Saturday: 8:30 AM - 4 PM
Sunday: 11 AM - 3 PM
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Monday to Friday: 9 AM - 5 PM
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Interest rate is the combination of the Regular Rate in effect at such time and posted on our Personal Account Rates website page plus the 3.61% Bonus Rate payable on Eligible New Money received between October 1, 2026– March 1, 2027 from sources other than any account you hold with Tru Cooperative Bank. Regular interest rates will apply after March 1, 2027. The Regular Rate is subject to change at any time without notice. Rates are expressed as an annual rate and calculated on the daily account closing balance and paid monthly. Bonus Amount earned will vary based on transaction(s) for example, deposits and withdrawals, the starting deposit balance(s), and new amount deposited into the Eligible Account(s). Please refer to the full Terms and Conditions (PDF). Offer subject to change at any time without notice. Eligible new money limits apply.
Debit transactions involve money leaving your account, and they can include point-of-sale purchases with your debit card, in-branch withdrawals, ATM withdrawals via THE EXCHANGE® & ACCULINK® networks, bill payments, cheque clearing, preauthorized debits (PADI) and more. Collabria credit card and CUMIS pre-authorized debits or bill payments are free using online banking services and mobile apps.
Terms and conditions apply.
Product terms, features and fees are subject to change, and we will provide appropriate notice as applicable and as may be required. Debit transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.
ClickSWITCH® is a registered trademark of Q2 Software, Inc. All other trademarks are the property of their respective owners.
